Homeowner Readiness Academy

This free homebuyer education program is sponsored by St. Joseph Housing Initiative and helps participants begin a journey of preparation towards a goal of achieving homeownership.  SJHI holds multiple series per year, in our north and south city neighborhoods, and holds series in both English and Spanish. Each HRA series includes 4 classes, which currently include:

  • Creating Your Spending Plan

  • Understanding Credit/Using Credit Cards Wisely 

  • The Homebuying Process

  • Home Maintenance/Being a Good Neighbor

*All SJHI Homebuyers are required to attend SJHI’s Homeowner Readiness Academy should they choose to purchase an SJHI home